What is Debt Counselling?
Debt Counselling is there to offer alternative remedy to over indebtness than the traditional methods such as administration and saquestration and help you deal with your Debt problems so that you and your family can live the life that you deserve!
Trained individuals (called Debt Counsellors) will help you to deal with your debt.
They will deal with your creditors and come to an agreement that allows you to cover your living expenses and apportion the remainder of your available funds to your creditors.
Debt Counsellors will conduct an independent enquiry into your financial circumstances and make recommendations to Credit Providers and the courts concerning restructuring your debt or even suspending "reckless" credit agreements. You may not actually be "Over-Indebted" and qualify for "Debt Review", in this case the Debt Counsellor will assist you to work out a better monthly budget which will enable you to repay
This is the process of being assessed and assisted by a Debt Counsellor.
The process begins with your application and ends with the issuing of a "Clearance Certificate" once all your debts are settled.
The process time can vary, depending on how much debt you have to repay or by you (the consumer) failing to make your agreed upon repayment.
You can save up to 60% on your debt installments per month!
No Legal fees or upfront payments!
Contact us today and sleep tonight.